00" (p. 5). She didn't mean the complaints were a fraud, but rather than the complainant had been treated fraudulently.
Meanwhile, another key point Gray makes is that current studies have failed to examine: a) whether or not victims had contributed to their own victimization; b) the poor response by law enforcement to victims; they don't investigate these crimes as a rule; c) the fact that law enforcement agencies assert that the banks and credit card companies are the real victims; and d) that banks are suspicious that the "victim" is attempting to scam the banks to retrieve money from the alleged crime (Gray, 6-8).
Summary of the Article's Conclusions
The point of the research was to determine if the "victim participation theory" holds sway against the "institutionalization of laws" when it comes to blame for these unsolved identity theft incidents. Gray makes some very good points and quotes authorities and public officials in her narrative. And even though she asserts in the Abstract...
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